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Home Contents Insurance

North Ayrshire Council insure the structure of your home but the cover does not include what is inside it, such as your furniture and personal belongings.

Replacing the contents of your home could prove very expensive. By purchasing Tenants Contents Insurance, this means your personal belongings are insured against events including:

  • Fire
  • Theft
  • Flooding/Escape of Water
  • Accidental damage (if selected)

The Council work with the UK's largest insurer to offer home contents insurance that can be paid in weekly or monthly instalments.

Unlike some insurance policies, there are no excesses so you will not have to pay anything in the event of a claim.

What is covered by the insurance scheme?

The policy is new for old and covers most household goods as well as the contents of huts and outbuildings against fire, theft and flood with no excess to be paid on any claims (please refer to the policy booklet for full details).

How to apply

Please see the following guide to view important information regarding this cover, including premiums and a summary of the cover provided:

An online form is available for you to:

Apply for Home Contents Insurance

Alternatively, an application form can be picked up:

Complete the tear off section of the application form, making sure that you answer all the questions and send to:

Insurance Team,
Cunninghame House,
Irvine, KA12 8EE

How to cancel your insurance policy

Cancellation will be accepted in writing (to the above address) or by email to homecontentsinsurance@north-ayrshire.gov.uk.

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