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Money advice and resources

CHAP

Get advice on benefits, debt advice and housing advocacy by contacting CHAP.

  • Phone: 01294 475636
  • Email: adviceandinfo.chap@gmail.com

If you are a Council or housing association tenant you can also contact the Welfare Reform Team or Financial Inclusion Officer.

Better Off North Ayrshire

For anyone living in the Three Towns or Arran.

Confidential money and debt advice, welfare rights and housing advice, access to help with energy costs, skills for work and wellbeing.

  • Phone: 030 0002 0002
  • Email: betteroffna@chap.org.uk

Community Link Workers

Based in General Practice, Community Link Workers can help you find groups/services to meet your needs and interests, including money and benefit advice, debt management and budgeting.

Contact your local GP surgery.

North Ayrshire Council crisis grant

We administer Scottish Welfare Fund crisis grants. These are aimed at helping people in crisis because of either a disaster (like fire or flood) or an emergency.

Christians Against Poverty

Contact the Irvine, Kilwinning & Three Towns Personal Debt Centre for free debt counselling and support:

  • Phone: 0800 328 0006

Other resources

You can also:

You can apply for an advance payment in your online account or through your Jobcentre Plus work coach.

Call the Universal Credit helpline about hardship payments:

  • Phone: 0800 328 5644

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