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North Ayrshire Council

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North Ayrshire Municipal Bank

 Anyone can open an account with North Ayrshire Municipal Bank. All deposits with the bank are invested with North Ayrshire Council at competitive rates of interest. This allows us to borrow less money from the Money Market reducing the cost for all council tax payers.


You can choose from the following three types of account:
Instant Access
6 Months Notice
12 Months Notice

Our current rates of interest are:

Rates of Interest
Type Of Account Account Balance (£) Rate (%)
Instant Access Account 0 – 500
501 - 5000
> 5000
0.10
0.10
0.10
6 Months Notice 500 - 5,000
> 5,000
0.10
0.25
12 Months Notice 500 - 5,000
> 5,000
0.25
0.50
Bonds ---------- 0.10

Contact us to get a Municipal Bank application form and then post it or hand it in.